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BoA Unlimited Cash Rewards Card: US$ 200 Bonus Offer and 1.5% Cashback on All Purchases

The financial institution known as Bank of America, also referred to as BoA, provides the opportunity to earn Unlimited Cash Rewards by offering a consistent 1.5% cashback on all purchases without any category restrictions!

The card offers extensive benefits, showcasing a top American brand. Applying for it is simple and straightforward.

Are you looking for additional information?

In the American market, the Bank of America is a well-regarded institution that provides a variety of services, including accounts, financial management, and its own credit card offerings.

The Bank of America credit card presents a special promotion for new customers, providing a $200 reward bonus when at least $1,000 is spent on purchases within the initial 90 days with the card.

When it comes to incentives, the card offers a continuous 1.5% cash back on every purchase, and the rewards are timeless.

Nonetheless, customers enrolled in Bank of America’s Preferred Rewards scheme could see their cashback percentage rise from 1.87% to 2.62% for each transaction.

You have various options for redemption, including using it for statement credit, depositing into a Bank of America account, or making payments for purchases on Amazon.com or PayPal.

Aside from the rewards, this card offers fantastic everyday perks. For example, it enables contactless transactions through chip technology and provides a $0 liability guarantee against fraudulent activities.

The standard credit limit for a BoA card usually begins at around $1,000, but it has the potential to increase up to $20,000 based on your individual financial situation as assessed by the bank.

The bank is offering a $200 online cash rewards bonus for new BoA account holders who spend a minimum of $1,000 within the first 3 months.

This credit card features no annual fee and offers a 0% introductory APR for the initial 15 months for both purchases and balance transfers. After this timeframe, the standard APR varies between 18.24% and 28.24%, along with a 3% balance transfer fee for the initial 60 days, increasing to 4% thereafter.

In order to be eligible for Bank of America credit cards such as this one, it is suggested to possess a FICO credit score of at least 670, which is considered to be within the good to excellent credit range.

One can apply for the Bank of America credit card by using the company’s online portals.

Some other significant advantages comprise:

List:

Ensure a smooth financial experience with Balance Connect, which offers overdraft protection to avoid declined purchases, returned checks, or withdrawals.

Access the Mobile Banking App for full control anytime, whether it’s paying bills, transferring funds, or checking your credit.

Receive account notifications to stay updated on all card-related activities.

– Enjoy complimentary monitoring of your FICO score.

Hence, the credit card provides effective financial control without any yearly charges and a starting APR of 0% for a period of 15 months.

Not only can all of this be done with the physical card, but there are also digital wallet options available for those seeking a more tech-savvy approach.

Curious about exploring a different choice?

If you seek a card with more advantageous terms, the Capital One SavorOne version may be a compelling option to explore.

The card provides standard rewards of 1% and up to 3% in certain categories, and you can discover the process of applying.

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