Learn How to Apply for the BoA Unlimited Cash Rewards Card
Essential Information to Consider Before Applying for the BoA Unlimited Cash Rewards Card
The Bank of America Unlimited Cash Rewards card, in partnership with Visa Signature, offers a generous cash back reward of 1.5% on all purchases, along with additional benefits for Preferred Rewards members.

CREDIT CARD
BoA Unlimited Cash Reward
Are you interested in getting the card? Submit your application today.
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The Preferred program provides a variety of special benefits.
When it comes to credit cards, you have the opportunity to increase the reward rate on every purchase, ranging from 1.87% to 2.62%, which can have a substantial effect on your financial situation.
In order to be eligible for this program, applicants must have a valid and active Bank of America account.
In addition, it is required that they uphold a cumulative average balance of $20,000 for a duration of 3 months, encompassing both deposit balances and Merrill investment accounts.
The Bank of America credit card comes with no annual fee and offers a 15-month introductory APR period for balance transfers and purchases.
Subsequently, the interest rates vary, with standard APRs ranging from 18.24% to 28.24%. The fee for balance transfers begins at 3% and later rises to 4%.
The credit card also offers a **$200 sign-up bonus** for new customers who make purchases totaling $1,000 or more in the initial three months.
You have the option to benefit from rewards that do not have an expiration date through different channels, like statement credit, deposits into your Bank of America account, purchases on Amazon.com, and PayPal.
If you’re interested in discovering more, continue reading.
Who is Eligible to Apply?

You don’t need to have an account with Bank of America to apply for the card. When you receive the BoA Unlimited card, a new card account will be opened for you.
Individuals interested in applying for the Boa Unlimited card must be a minimum of 18 years old, or up to 21 in specific regions like Puerto Rico.
The card’s benefits are available in every one of the 50 states within the United States. To be eligible for the card, you must be a U.S. citizen or a foreign national with a valid passport and work visa documented correctly.
Moreover, your credit report should indicate a favorable credit score, usually ranging between 670 to 700 FICO points.
Verifiable and official proof of income documentation will also be required for the approval of the card.
It is important to mention that satisfying these requirements does not automatically ensure approval, as each request is evaluated at the discretion and availability of Bank of America.
What is the Process for Applying for the BoA Unlimited Cash Rewards Card?
The website of Bank of America provides a button labeled “Apply Now” that guides potential customers to the application form.
Upon reaching the application form, you will need to provide essential information, including your first name, surname, residential address, phone number, and email address.
If you are already a customer of Bank of America, signing in can simplify the procedure. After this, you will have to provide financial details such as your Social Security number, housing situation, monthly spending, and earnings.
The following information is usually what the bank asks for first, as they will then carry out a comprehensive credit evaluation.
During the application process, it is possible that you will be required to provide various documents like proof of address, a scanned version of your driver’s license or passport, and recent bank statements in order to confirm your income.
Should you need assistance or face any challenges, feel free to contact the bank through the online chat or other customer support channels, such as the designated phone number.

CREDIT CARD
BoA Unlimited Cash Reward
Apply now if you liked the conditions.
GO TO OFFICIAL WEBSITE* You will be directed to an external website
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The card is very extensive and can be used with smartphone digital wallets instead of the physical version itself. As for security, Bank of America (BoA) provides:
List:
The feature of locking the account for fraud prevention.
Zero liability protection against unauthorized transactions
– Balance Connect is a service that provides overdraft protection.
Manage your cards easily using our mobile banking app.
– Regular account notifications
Monitoring of FICO scores is provided.
So, in addition to the benefits, it is a viable choice specifically for handling finances.
Interested in discovering an alternative?
The Capital One SavorOne puts an emphasis on rewards, providing 1% back on all qualifying purchases and up to 3% in specific categories designed for daily use.
Furthermore, this choice offers reliable security and convenient features, along with information on how to submit an application.