Learn How to Apply for the American Express Blue Preferred Card

Important Information to Consider Before Applying for the American Express Blue Preferred Card

The Blue Preferred credit card provides 6% cashback on purchases at supermarkets and for streaming service subscriptions.

The Blue Preferred provides a 1% cashback reward on all qualifying purchases, with specific departmental exceptions outlined below:

Create a list:

– Receive a 3% cashback for transactions made at gas stations in the United States.

Earn 3% cash back on expenses such as parking, tolls, trains, buses, taxis, and more.

– Get a 6% discount on streaming service subscriptions.

Receive a 6% cash back on groceries, up to a maximum spending of $6,000.

The starting limit of the Blue Preferred Card is typically set at $1,000 and can be adjusted based on the customer’s requirements.

For new customers, there is a special offer of receiving a $300 cashback bonus upon reaching a spending of $3,000 within the initial three months. During the first year, there are no annual maintenance charges, but starting from the second year, a fee of $95 will be applicable.

Furthermore, an initial promotion is available with 0% APR for the initial 12 months on both balance transfers and purchases.

Following that, the interest rates consist of a variable APR that falls within the range of 19.24% to 29.99% for purchases. American Express provides the Pay It feature, allowing users to conveniently settle small expenses throughout the month while also earning rewards.

Additionally, the Plan It feature provides the opportunity to divide transactions totaling $100 or above into a set number of monthly payments. If owning an Amex Blue Preferred card is something you aspire to, then this service might interest you.

Eligibility Criteria

The Blue Cash Preferred Card offers more versatility than other American Express choices, which are mainly focused on premium personal and business cards.

However, American Express clearly defines specific basic requirements, which include being a documented U.S. citizen, at least 18 years of age, and having a source of income that can be verified.

Having a strong credit history is essential for card approval. Therefore, customers agree to Amex performing a credit check, ideally resulting in a favorable score, and assessing transaction records over the course of their credit journey.

Having prior connections with Amex is not a requirement, but individuals who have a history of negative experiences with the brand on other cards may find it challenging to get approved for the Blue Cash card.

Please note that even if all necessary requirements are met, approval of the card application is subject to brand availability.

## Applying for the American Express Blue Preferred Card: How can I do it?

Amex offers a simplified online application process for its credit card on its website, mainly through a convenient form.

While having an Amex account is not required, signing in with a username and password can streamline the process of entering data.

When you click on the “Apply Now” button, you will be taken to the Blue Card application form. There, you will need to fill in details such as your full name, date of birth, email address, and residential address.

Furthermore, information such as social security number, yearly earnings, annual expenditures, and details regarding income origins – such as employment status, military background, business ownership, or retirement – are required.

Once all the form details have been submitted, Amex conducts a comprehensive credit assessment to review the applicant’s profile and deliver either a favorable or unfavorable decision.

Furthermore, the American Express site provides a chat option integrated into the platform to engage with users and respond to pertinent questions.

It is crucial to verify the precision of all information supplied to facilitate the process and prevent unnecessary reviews and resubmissions of documentation to American Express.

Additional Information

The cutting-edge feature named “Send & Split system” enables customers to easily divide expenses with friends directly within the Amex app. Moreover, cardholders can enjoy access to special Amex offers for various shows and events.

The card provides an annual cashback of up to $84 when you spend a minimum of $9.99 on a Disney Bundle subscription, along with $10 in monthly statement credits for Equinox+ service.

Moreover, the card offers various advantages like rental car insurance coverage, a Global Assist helpline, dispute resolution services, and complete online account management.

Interested in exploring a different choice?

Amex presents alternative choices, including the Gold Card, offering 4x points and a special 60,000-point bonus for new customers.

While the circumstances might seem alike, the Gold Card comes with its own unique features, and you can discover how to submit your application.

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