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Best Credit Cards up to $5,000

If you have substantial daily expenses and need a reliable credit card, you can explore a comprehensive range of top-notch options beginning at $5,000. Discover the top-rated cards currently available on the market.

1. Capital One Venture Rewards

The Capital One Venture Rewards is an extensive credit card that provides a credit limit starting at $5,000, catering to a wide range of daily needs in the American market.

The latest deal features unlimited double miles on all purchases, regardless of category. Moreover, you can earn quintuple miles when you book hotels and car rentals through Capital One Travel.

The card comes with a $95 yearly fee and does not charge foreign transaction fees, with a variable APR between 19.99% and 29.99%.

The versatility of the card’s redemption options enables you to convert your miles in different ways, including cash and travel vouchers.

Additionally, you are granted credit of a maximum of $100 to expedite airport security lines by utilizing Global Entry or TSA PreCheck.

The membership presents an array of advantages, including luxurious accommodations, trip reservations, gastronomic adventures, and private functions for Capital One Rewards members in 2024.

Because of its exclusive features, this card requires a high income and a stellar credit score, resulting in a selective approval process. Here are the steps to apply.

2. Discover the American Express Green Credit Card

American Express is widely recognized as a reputable brand, both within the United States and internationally. The Green Card may provide credit limits of approximately $5,000, which sets it apart from other credit lines, although the brand does not establish a specified minimum limit.

Once you get the card, you may receive a bonus of 40,000 membership points after spending a minimum of $3,000 within the initial 6 months of having the card.

When it comes to rewards, you receive triple points in the following categories:

    Accommodations, sightseeing, vehicle hires, sea travel, rail journeys, transportation services, road fees, parking options, public transportation, dining establishments, and meal drop-offs.

In every other category, you will earn 1x points.

The exclusive card offers a premium advantage, including the Send & Split service for transferring funds and the Plan It feature, enabling you to budget for monthly purchases of $100 or above with a set fee.

As this is a premium card, the eligibility criteria are more stringent, and you can learn about the application process.

3. American Express Blue Cash Preferred Card

The American Express Blue Cash Preferred presents an alternative credit card choice providing excellent perks from one of the most renowned brands in the industry.

One option is to offer varying cashback percentages based on the purchase category, presented below:

    – Get up to a 6% cashback on supermarket purchases in the United States.

    Receive cashback of up to 6% on streaming subscriptions.

    Receive a cashback of up to 3% on transit expenses, including public transportation, taxis, parking, and tolls.

    – Earn up to a 3% cash back reward when you shop at gas stations.

    Receive a 1% rebate on all additional purchases, equivalent to the amount spent.

The card also provides additional everyday advantages, like the possibility of receiving up to $84 in Disney Bundle credit, access to the Send & Split service, and a variety of redemption choices.

The credit card offers more attractive conditions in comparison to other Amex cards, and you can find out how to submit your application.

4. Discover the Benefits of the Chase Sapphire Preferred Credit Card

The Chase Sapphire Preferred stands out as one of the top credit cards according to multiple market analysis firms in the United States.

Photo by Chase.

The initial credit limit commences at $5,000, considering each client’s individual circumstances. Upon card activation, you will receive 60,000 bonus points after spending a minimum of $4,000 within the first three months.

When it comes to rewards, you can receive triple points on dining and double points on travel. Moreover, there are other opportunities to earn points, like getting five times the points on travel bookings made through Chase Travel.

In addition, you will earn triple points for online grocery shopping and streaming services. The card provides the opportunity for extra benefits with Ultimate Rewards that have no expiration date, along with Chase Pay Over Time.

The application process for this involves meeting more rigorous criteria such as having a strong credit score and high income. Find out the procedure for submitting an application.

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