Learn How to Apply for the Chime Card Credit Builder
Understanding Requirements Before Applying
The Chime Visa offers a secured credit card option that lets you establish a credit history, make purchases worry-free, and benefit from added security measures!

CREDIT CARD
Chime Card
Begin establishing your credit history today by submitting your application.
GO TO OFFICIAL WEBSITE* You will be directed to an external website
Chime stands out as a major player in the realm of digital banking, prioritizing significant investments in cutting-edge technology to push the boundaries of disruption.
The Chime Visa is a secured credit card that functions as a credit builder. The secured card necessitates a security deposit.
Chime does not come with a set amount, and the available funds may vary considerably, up to a maximum cap of $10,000. These amounts are determined by your individual financial circumstances, understood?
Upon making a deposit, you will receive a credit equivalent to the deposited amount. For instance, a $1,000 deposit will grant you a $1,000 credit limit.
Throughout the months, you continue to make payments. As long as you consistently fulfill your payments, your deposit will remain untouched.
If a payment is missed and the bill is not settled, the card will be canceled, and the deposit will be utilized to clear the debt.
Yet, if all payments are made on schedule, the card will be maintained without any problems. It is crucial to make payments punctually in order to establish a good credit history.
Paying on time is crucial for credit agencies as it reflects positively on your credit score.
The card is reported to the three main credit bureaus: TransUnion, Equifax, and Experian. Every purchase you make helps to increase your card’s utilization and improve your credit history even more.
This has a significant impact not only on obtaining additional credit cards but also on any purchases that involve your credit rating.
Eligibility Criteria

Chime provides significantly better terms than a standard credit card that many individuals are accustomed to.
This implies that there will not be an extensive credit evaluation based on your score to either approve or reject the card.
When you choose Chime, you can rest assured that this issue won’t arise. To acquire a secured credit card, you must be a Chime customer and maintain an active account with the financial institution.
In order to unlock the card, it is necessary to possess an account and maintain a direct deposit of no less than $200.
What is the Process to Obtain the Chime Card?
To obtain the credit card, it is necessary to determine whether you are an existing Chime customer.
In both scenarios, you have the option to click on the “Sign Up Now” button to initiate the process of acquiring your Chime Visa. If you do not already have an account, you can begin by providing:
- Full Name and Email Address
Next, you will be required to enter your date of birth as you must be at least 18 years old to sign up as a Chime customer.
Next, you will need to enter a phone number along with information such as your complete address, ZIP code, city, and state.
Throughout the process of setting up your account, you might also be required to furnish further details regarding your employment status and earnings.
After becoming a Chime customer, you have the option to obtain your secured card by completing the necessary steps to apply for it.
If you are an existing Chime customer, you have the option to sign in using your account details on the official bank platforms and proceed to request the card.
Please note that it is possible to open an account with Chime without needing to apply for the secured credit card, as they also have a debit card option available.
If you need any assistance, feel free to contact customer support via Chime’s various support channels.

CREDIT CARD
Chime Card
Looking for a card with no annual fee? Apply today!
GO TO OFFICIAL WEBSITE* You will be directed to an external website
Further Information
The Chime Visa card is recognized globally, making it a popular choice not only in the US but also around the world.
The Chime card functions just like a regular credit card in stores globally. You can use it to make purchases, conduct contactless payments, and handle transactions at checkout without any distinction.
If you hold a Visa card, you will also get notifications for your transactions. In case you spot an unfamiliar purchase, rest assured with SpotMe coverage for transactions under $200 and the added security of Fraud Protection.
Curious about exploring a different choice?
The credit card known as Wells Fargo Reflect is designed for individuals with established credit histories and features no fees.
Furthermore, the credit card provides a starting credit limit of $1,000, exclusive discounts, and cell phone protection. Discover more on the application process.