Loading... Please wait!

See How to Apply for the Standard Bank Blue Credit Card

**Article Title:**

**Before You Apply for the Standard Bank Blue Credit Card: Key Information to Consider**

The Standard Bank Blue is one of the original credit card options offered by the South African bank. It includes the Mastercard brand and provides a credit limit of up to R250,000 for global use.

CREDIT CARD

Standard Bank Blue

Mastercard Application management Moderate terms Tailored interest rates

Looking for a low-maintenance card? Submit your application today.

GO TO OFFICIAL WEBSITE

* You will be directed to an external website

Standard Bank is widely regarded as a prestigious financial institution in South Africa. With its headquarters in Johannesburg, it provides a wide range of products and services for businesses and individuals, operating in more than 38 countries.

Standard Bank’s credit card options cater to a range of spending habits, with the Blue Card offering a customizable credit limit of up to R250,000 to suit individual needs.

The pricing is quite affordable, with a starting fee of R190 and a monthly fee of R40, totaling R480 for the year.

When you use the card, you can enjoy a maximum of 55 days of interest-free credit as long as the full balance is settled. Additionally, you have the choice of making a minimum monthly payment of 3% with the convenient option of setting up automatic payments.

The Blue card line offers a more basic experience, without extra loyalty perks or benefits included in this choice.

Payments can be processed using Mastercard equipped with chip and PIN technology, along with 3D Secure verification for enhanced security during online transactions.

One option is to connect the card to the SnapScan and Masterpass applications and handle all transactions directly within the app.

Heading: Eligibility Criteria

Learn more about the blue. Photo by Freepik.

Standard Bank has clearly outlined criteria for choosing cardholders.

To start with, individuals need to be a minimum of 18 years old. The individual holding the card should be a South African citizen or a foreign national with valid passport and residency visa documentation.

The primary condition for the card is a monthly income of at least R5,000, which needs to be substantiated with documentation. Speaking of which, the following documents should be prepared:

List:

– Item 1
– Item 2
– Item 3

– Identification document duplicated –

Passport and visa documentation

– Latest salary slip

– Statements from the past three months from your bank

Proof of address must be dated within the most recent 3 months.

Please note that all applications are subject to credit verification and compliance with the Financial Intelligence Center Act.

Discover the Process of Applying for the Standard Bank Blue Credit Card

Standard Bank provides various options for customers to submit their applications through different service channels. The application process varies depending on whether the customer holds an account with the bank or not.

Standard Bank customers have the option to access the online internet banking service.

Once you have logged in, you have the option to select the top menu and click on “borrow.” Fill in the required information to check your eligibility for the Blue program.

To access the features on the Standard Bank app, users should log in to their account, click on the More icon located at the bottom of the screen, and proceed to open a new account. In the menu options, choose ‘Personal Loan’ and then click on ‘Apply’ for a credit card to explore the various available options.

If you are not a customer of Standard Bank, the process varies. You will need to complete the call-me-back form.

To complete the process, you will need to submit your complete name, South African identification number, contact number, total monthly income, and a detailed list of your expenses.

Once you submit the necessary information on the form, the bank will get in touch with you to initiate the service.

Bank clients have the option to request the card and credit by calling *120*2345# and choosing option 3. The process is equally simple over the phone.

CREDIT CARD

Standard Bank Blue

Earn triple UCount Rewards points Expand your maximum allowance. Electronic payment Verification process for 3D security.

Find your budget-friendly card today! Submit your application.

GO TO OFFICIAL WEBSITE

* You will be directed to an external website

Additional Information

One key advantage of the Standard Bank Blue is the opportunity to accumulate up to triple the points with UCount Rewards, the bank’s loyalty program.

The UCount Rewards subscription is priced at R25 monthly and provides additional cashback benefits on various purchases, including up to 20% back on beauty products and at fuel stations.

The credit card provides excellent flexibility when it comes to choosing the credit limit. You have the option to begin with a lower limit and then gradually raise it over time.

Interested in exploring a different choice?

The credit card known as Woolworths Gold is a convenient option for making purchases beyond just the retail chain, offering 0.75% cashback on purchases throughout the market.

Hence, it also offers the advantages of a visa for daily administration, and you can find guidelines on how to proceed.

admin2
Written by

admin2