Financial Education

How to negotiate a lower APR on your credit card

How to negotiate a lower APR on your credit card

If the APR (Annual Percentage Rate) on your credit card feels like it's draining your...

30/05/2025 - Ellen Redatora Keep reading
Credit card mistakes that keep you in debt and how to avoid them

Credit card mistakes that keep you in debt and how to avoid them

Credit card mistakes can easily lead to overwhelming debt, high interest, and financial stress. Avoid...

29/05/2025 - Ellen Redatora Keep reading
How to spot predatory lending practices: 7 warning signs you can’t ignore

How to spot predatory lending practices: 7 warning signs you can’t ignore

When you're in urgent need of money, understanding lending practices becomes crucial.  Understanding lending practices...

29/05/2025 - Ellen Redatora Keep reading
Cashback vs points: how to pick the best rewards system for you

Cashback vs points: how to pick the best rewards system for you

When choosing a new credit card, cashback vs points is one of the most common...

20/05/2025 - Ellen Redatora Keep reading
Understanding paycheck: taxes, deductions & net pay explained

Understanding paycheck: taxes, deductions & net pay explained

When your paycheck finally lands, the number might feel underwhelming compared to what you expected....

29/04/2025 - Ellen Redatora Keep reading
Mortgage pre-approval: why it matters and how to get it

Mortgage pre-approval: why it matters and how to get it

Mortgage pre-approval is one of the most important first steps in the home-buying journey, yet...

29/04/2025 - Ellen Redatora Keep reading
Debt snowball vs Debt avalanche: which method saves you more?

Debt snowball vs Debt avalanche: which method saves you more?

Debt snowball vs debt avalanche, this is one of the most common debates for people...

24/04/2025 - Ellen Redatora Keep reading
Down payment assistance programs: who qualifies and how to apply

Down payment assistance programs: who qualifies and how to apply

Down payment assistance programs are becoming essential tools for many aspiring homeowners, especially first-time buyers...

23/04/2025 - Ellen Redatora Keep reading
Emergency funds 101: how much to save and where to keep it

Emergency funds 101: how much to save and where to keep it

Understanding emergency funds 101 is a crucial first step in building financial stability.  A well-stocked...

16/04/2025 - Ellen Redatora Keep reading
Fixed-rate vs Adjustable-rate mortgages: which is safer for your budget?

Fixed-rate vs Adjustable-rate mortgages: which is safer for your budget?

When it comes to buying a home, one of the biggest decisions you’ll face is...

10/04/2025 - Ellen Redatora Keep reading

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