How to negotiate a lower APR on your credit card

If the APR (Annual Percentage Rate) on your credit card feels like it's draining your...

30/05/2025 - Ellen Redatora Keep reading

Credit card mistakes that keep you in debt and how to avoid them

Credit card mistakes can easily lead to overwhelming debt, high interest, and financial stress. Avoid...

29/05/2025 - Ellen Redatora Keep reading

How to spot predatory lending practices: 7 warning signs you can’t ignore

When you're in urgent need of money, understanding lending practices becomes crucial.  Understanding lending practices...

29/05/2025 - Ellen Redatora Keep reading

Cashback vs points: how to pick the best rewards system for you

When choosing a new credit card, cashback vs points is one of the most common...

20/05/2025 - Ellen Redatora Keep reading

Auto loans guide: how to get the best interest rate

If you're thinking about financing a car, auto loans are likely on your mind.  Understanding...

20/05/2025 - Ellen Redatora Keep reading

Home equity loans vs HELOCs: key differences explained

Understanding home equity loans vs HELOCs is crucial before making some decisions related to your...

20/05/2025 - Ellen Redatora Keep reading

Student loan forgiveness programs: what you need to know

Student loan debt can feel overwhelming, especially when monthly payments start affecting other financial goals. ...

14/05/2025 - Ellen Redatora Keep reading

Secured vs unsecured credit cards: which one fits your needs?

When searching for the right credit card, the term “secured vs unsecured credit cards” often...

13/05/2025 - Ellen Redatora Keep reading

Travel credit cards: are annual fees worth it?

If you’ve ever searched for travel credit cards, chances are you’ve noticed that many of...

13/05/2025 - Ellen Redatora Keep reading

Payday loans explained: why you should avoid them

Payday loans often seem like a quick solution when money is tight.  Payday loans may...

08/05/2025 - Ellen Redatora Keep reading